WebJan 3, 2024 · While most mortgage lenders tend to look for a minimum credit score of 620, Rocket Mortgage accepts applicants with credit scores as low as 580. The lender even … WebJan 3, 2024 · As a consequence, even if your credit scores are poor, you may be able to qualify for a home loan refinance. Non-bank lenders, on the other hand, typically charge greater interest rates than regular commercial banks. These steps will help you refinance your house loan even if you have a bad credit score.
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